I got the Bilt Credit Card in February of 2024 — back when you could put almost any big expense on it, including taxes, and earn double points on Rent Day (up to $10,000 of spend). As someone who doesn’t pay rent, that flexibility made it surprisingly valuable. I’d stack payments like taxes, insurance and utilities on the 1st of the month to earn 2X transferable points on non-bonus spend categories. Then Bilt capped Rent Day spending at $1,000 and removed tax payments from eligibility. That change made the card less useful, but since it’s a no-annual-fee card, I kept […]
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