Webull is running a tiered deposit and transfer match of up to 4% for new customers only who fund a qualifying Cash or Margin account during its January through March 2026 promotion.
If you deposit or transfer $2,000 to $99,999, Webull offers a 3% match.
Bring over $100,000 or more, and the match increases to 4%, with a maximum bonus of $80,000 on up to $2 million in net qualifying funding.
The match is based on your Net Qualifying Funding Amount, which is the total value of deposits and eligible ACAT transfers completed during the offer period, minus any withdrawals or transfers out. To receive the full bonus, you must maintain sufficient net qualifying funding through the final payout date.
Unlike shorter-term brokerage bonuses, this offer pays out slowly.
The reward is distributed in six installments paid from 2026 through 2031. The first payment is expected around May 15, 2026. The remaining payments are issued annually through March 31, 2031.
| Net Qualifying Funding | Match Rate | Maximum Bonus |
| $2,000–$99,999 | 3% | Up to $2,999 |
| $100,000–$2,000,000 | 4% | Up to $80,000 |
Key details to know upfront
- This offer is only available to new Webull customers who receive a direct invitation and enroll during the offer period.
- Only individual Cash and Margin accounts qualify. IRA, joint, advisor, entity, crypto, and event contract accounts are excluded.
- Funds must be deposited or transferred during the offer window and settle within seven days after it ends.
- Withdrawals can reduce or eliminate future installments, especially during the first adjustment period.
- Market gains don't increase your bonus. Webull calculates the match based on your net qualifying funding, not account growth. For example, if you transfer $100,000 and your investments grow to $130,000 by year three, your bonus is still based on the original $100,000. If you then withdraw $30,000, that withdrawal counts against your net qualifying funding — even though your remaining balance is still $100,000.
My Take
A 4% match sits at the top end of the best brokerage bonuses available, but the headline number alone doesn't tell the full story.
This is a long-term offer designed for investors who are comfortable committing a large taxable brokerage balance to Webull for several years.
Webull is a fully registered U.S. brokerage with standard SIPC protection up to $500,000, though it is Chinese-owned.
That does not make the offer illegitimate, but ownership structure and SIPC limits matter more as balances grow.
Personally, I would be cautious about transferring well above SIPC limits into a Chinese owned brokerage .
The other major consideration is time. The bonus is paid out over several years, and withdrawals along the way can reduce or eliminate future installments. Five years is a long commitment, especially if your tax situation, liquidity needs, or investment strategy change.
For the right investor, the math can still make sense. Transferring $500,000 and holding through the full payout period could result in roughly $20,000 earned (plus gains) for switching brokerages. That is meaningful.
Bottom line, this is a high-reward offer for a narrow audience. It works best for investors with large taxable accounts who were already planning to stay invested long term and are comfortable with the risks and constraints. For everyone else, a smaller upfront bonus with fewer strings attached may be a better fit.
