You can earn $40 in Capital One Shopping rewards by signing up through a referral link and using the Capital One Shopping extension for 90 days. The process is simple, but you have to follow each step exactly or the bonus won't trigger.
Here's what you need to do:
- Create a new Capital One Shopping account using a referral link (this is my referral link).
- Install the browser extension on desktop or mobile within seven days of signing up.
- Use the extension as you shop for 90 days with full permissions enabled. Normal online shopping counts — you don't have to buy anything extra or hit a spending minimum.
- Once you complete the 90-day period, you'll get $40 in rewards, and the person who referred you gets $40 as well.
My Thoughts
This is one of the more unusual bonuses in the shopping portal space because you don't need to make a purchase to earn the $40 bonus. All Capital One Shopping requires is that you keep the browser extension installed and active for 90 days.
In practice, that makes it very easy to qualify.
When you compare this to similar “passive” earning apps — like data-collection panels (e.g., Nielsen, MobileXpression, or community panels we've reviewed) — those typically pay far less for the same amount of effort.
Earning $40 for simply keeping an extension active is unusually high.
The better news is that you can earn even more if you actually use Capital One Shopping as intended.
The extension personalizes deals that can offer significant discounts.. I'll cover how those work next.
Capital One Shopping is a rewards tool that helps you find lower prices, apply coupon codes, and earn rewards on online purchases. Rewards are issued as gift cards, which is the one major drawback, but the savings potential is hard to beat when you use the platform correctly.
I have used Capital One Shopping for a long time and it consistently ranks as one of the top cashback apps on the market.
What makes it different from standard portals is the set of Exclusive Offers that appear in your account. These personalized offers can be significantly higher than the rates you see elsewhere.
Here is a look at my most recent rewards:
Here's my last week:
- Viator: $675 purchase → $303.75 back
- UGG: $110.50 purchase → $29.83 back
- DICK'S Sporting Goods: $85.99 purchase → $50.00 back
- Dyson: $269.99 purchase → $150.00 back
That's $533.58 in rewards on $1,142.48 spent — almost 47% back.
These opportunities do not appear every day, but when they do, they can be some of the best savings available online.
A few things help these offers work in your favor:
- Exclusive offers sometimes require you to visit a product page, add an item to your cart, or browse around before they appear.
- Rewards are redeemed as gift cards. The selection changes, but popular options like Lowe's and Chewy are usually available. If you shop for pets or home improvement supplies, the value of these rewards is often close to cash.
While the lack of cash payouts is the primary limitation, Capital One Shopping remains one of the most effective tools for saving money online. If you are a deal hunter or simply want to maximize every purchase, it is worth using. You can learn more about how the extension works in our full Capital One Shopping review.
For a broader look at where it ranks among similar tools, see our guide to the best cashback apps.
When you use it correctly, Capital One Shopping can easily save you hundreds of dollars a year, and the current $40 referral bonus makes it a strong time to try it.
Best Current Cashback Portal Bonuses
I keep an updated list of the best shopping-portal bonuses on our page of cash-back shopping portal bonuses; below are the top offers available right now.
